Texas Car Insurance

Texas law requires drivers in Texas to pay for the damages they cause. Texas residents do this by purchasing Texas car insurance. Car insurance in Texas pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident.

You must carry at least the minimum amount of car insurance coverage required by the Texas financial responsibility law. Texas minimum liability limits were $25,000 for each injured person, up to a total of $50,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 25/50/25 coverage. Texas Car insurance limits increased on January 1, 2011, to $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. The new car insurance limits may be seen as 30/60/25.

Because of new vehicle prices and the rising cost of medical care, the minimum amounts might not be enough if you cause an accident. If your Texas car insurance limits are too low to pay for all of the other driver’s costs, the driver may sue you to collect the difference. To protect yourself financially, we recommend buying more than the basic limits. Consider buying liability limits seen as 50/100/50 or higher.  When you compare quotes with us, we set the default limits of coverage to 50/100/50 for you.  They can be changed easily upon your request.

We are here for you; no hold times or automated systems. Quickly and easily submit your information for a free Texas car insurance quote using the best technology available. Enjoy the convenience of shopping online and feel confident knowing we are here for you when you need us.

Contact us today at (325) 597-4222 for Texas car insurance quote.